Kya aap banking sector mein apna career banana chahte hain? IBPS Clerk ki job ek best entry-level opportunity hai, lekin kai students confuse rehte hain educational qualifications ko lekar. Aapke mann mein bhi yeh sawal aata hoga: “Kya main IBPS Clerk ke liye apply kar sakta hoon? Meri graduation complete hai, lekin commerce stream se. Kya yeh qualify hogi?”
Aaj main aapko IBPS Clerk ki educational qualification 2025 ki complete details dene wala hoon – graduation requirements se lekar documents tak ki pure process ko samjhayega. Aayiye detail mein jaante hain ki exactly kya chahiye aapko is job ke liye apply karne ke liye.
IBPS Clerk ki Basic Educational Qualification: Clear Answer
Sabse pehle basic requirement ko clear karte hain:
“The basic educational requirement for IBPS Clerk is a graduation degree from a UGC-approved university. Whether you studied Arts, Science, Commerce, or any other field – all streams are accepted.”
Yeh IBPS ka official rule hai. Iska matlab hai ki:
· Aapko kisi bhi subject mein graduation complete karni hogi
· University government recognized honi chahiye
· Koi specific stream required nahi hai
Quick Percentage Check: Eligibility Calculator
Agar aapke paas yeh percentages hain, toh aap eligible hain:
· ✅ 33% – 40%: Fully Eligible (No minimum requirement)
· ✅ 40% – 50%: Fully Eligible
· ✅ 50% – 60%: Fully Eligible
· ✅ 60%+ : Fully Eligible
Important: IBPS Clerk ke liye generally koi minimum percentage requirement nahi hai. Sirf degree complete honi chahiye.
Stream-wise Eligibility: Konsi Graduation Best Hai?
| Stream | Eligible? | Banking Mein Advantage |
|---|---|---|
| BA (Arts) | ✅ Yes | General knowledge strong, English acchi hoti hai |
| B.Com (Commerce) | ✅ Yes | Accounts knowledge directly helpful |
| B.Sc (Science) | ✅ Yes | Logical thinking quantitative section mein help karta hai |
| B.Tech/B.E (Engineering) | ✅ Yes | Problem solving skills analytical section mein kaam aate hain |
| BBA/BCA | ✅ Yes | Business and computer knowledge helpful |
Graduation Requirements ko Detail Mein Samjhein
- “Bachelor’s Degree in Any Discipline” – Kya Matlab Hai?
Iska simple matlab hai ki aapne kisi bhi subject mein graduation ki hai, toh aap apply kar sakte hain:
· Arts Stream: BA (Bachelor of Arts) – History, Political Science, Geography, Economics, etc.
· Science Stream: B.Sc (Bachelor of Science) – Physics, Chemistry, Mathematics, Biology, etc.
· Commerce Stream: B.Com (Bachelor of Commerce) – Accounts, Business, Economics, etc.
· Professional Degrees: BBA (Business Administration), BCA (Computer Applications), B.Tech/B.E (Engineering)
· Other Degrees: BMS, BFM, BBI, aur bhi koi bhi bachelor’s degree
Important Point: Aapki graduation kisi bhi subject mein ho, aap IBPS Clerk ke liye eligible hain. Banking sector mein different educational backgrounds wale candidates ki demand hoti hai.
- “Recognized University” – Kya Hai Yeh?
Yeh bahut important point hai. Aapki graduation in universities se honi chahiye:
· State Government Universities: Sabhi state government ki universities recognized hain
· Central Universities: Delhi University, JNU, BHU, etc.
· Deemed Universities: UGC approved deemed universities
· Private Universities: UGC recognized private universities
Distance Learning aur Correspondence Courses:
· IGNOU (Indira Gandhi National Open University) se graduation valid hai
· State open universities (like MP Bhoj, Nalanda Open University) valid hain
· Correspondence courses from recognized universities valid hain
· Online degrees from UGC recognized institutions valid hain
- Final Year Students ke Liye Special Rule
Agar aap abhi final year mein hain, toh aap bhi apply kar sakte hain:
· Final year ke students provisional basis par apply kar sakte hain
· Document verification tak graduation complete karni hogi
· Result aane ki last date notification mein mention hoti hai
· Provisional certificate submit karna hota hai
Percentage Criteria: Kitne Percentage Chahiye?
Yeh sabse common sawal hai students ka:
Good News: Generally, IBPS Clerk ke liye koi minimum percentage requirement nahi hai. Sirf graduation pass honi chahiye.
Lekin kuch important points:
· No Minimum Percentage: 33% ya 40% jaise koi minimum criteria nahi hai
· Only Pass Required: Bas degree complete honi chahiye
· All Passouts Eligible: First class, second class, third class – sab eligible hain
Exception: Kabhi-kabhi specific banks alag se minimum percentage require kar sakte hain, lekin aisa bahut kam hota hai. Generally, sirf degree kaam aati hai.
Computer Knowledge Requirement: Kya Computer Course Karna Hoga?
Digital banking ke is daur mein basic computer knowledge zaroori hai:
Requirements:
· Graduation mein computer subject hona, ya
· Computer certificate course karna, ya
· Computer science/IT mein diploma karna
Accepted Computer Certificates:
· Basic computer course from recognized institute
· DOEACC ‘O’ level course
· CCC (Course on Computer Concepts)
· Any 3-month computer certificate course
Important: Agar aapki graduation mein computer subject tha (jaise BCA, B.Sc IT), toh alag se certificate ki jaroorat nahi hai.
Documents Required for Proof: Konsi Documents Chahiye?
Application process aur document verification ke time yeh documents chahiye honge:
Educational Documents:
· Graduation degree certificate (original aur photocopy)
· All semester/year mark sheets
· Provisional certificate (agar degree mili nahi hai toh)
· Migration certificate (if applicable)
Computer Knowledge Proof:
· Computer course certificate, ya
· Graduation marksheet showing computer subject
Other Documents:
· Photo identity proof (Aadhar, PAN, Voter ID)
· Date of birth proof (10th certificate)
· Category certificate (SC/ST/OBC/EWS)
· Passport size photographs
Age Limit aur Nationality Requirements
Educational qualifications ke saath-saath yeh requirements bhi dekhein:
Age Limit:
· Minimum age: 20 years
· Maximum age: 28 years
· Age relaxation: SC/ST – 5 years, OBC – 3 years, PwD – 10 years
Nationality:
· Indian citizen hona chahiye
· Nepal/Bhutan subjects bhi apply kar sakte hain (with eligibility certificate)
· Tibetan refugees (who came before 1962)
IBPS Clerk 2025 Important Dates aur Application Process
Tentative Timeline for 2025:
· Notification release: July-August 2025
· Online application: August-September 2025
· Prelims exam: August-September 2025
· Mains exam: October 2025
Application Process:
- IBPS official website par jaayein
- New registration karein
- Personal details bharein
- Educational qualifications enter karein
- Document upload karein
- Application fee pay karein
- Final submit karein
FAQs: Frequently Asked Questions
Q1: Kya BA pass candidate IBPS Clerk ke liye apply kar sakta hai?
A: Bilkul! Kisi bhi stream se graduation hai toh apply kar sakte hain. BA, B.Com, B.Sc, B.Tech – sab qualify hote hain.
Q2: Agar graduation correspondence se ki hai toh kya apply kar sakte hain?
A: Haan, agar university UGC recognized hai. IGNOU, state open universities, aur UGC approved distance learning programs valid hain.
Q3: Graduation mein 45% marks hain, kya main apply kar sakta hoon?
A: Haan! IBPS Clerk ke liye generally koi minimum percentage requirement nahi hai. Sirf degree complete honi chahiye.
Q4: B.Tech engineering students IBPS Clerk ke liye apply kar sakte hain?
A: Bilkul! Engineering graduates bhi IBPS Clerk ke liye apply kar sakte hain. Koi restriction nahi hai.
Q5: Final year students kab tak degree complete karein?
A: Document verification tak degree complete karni hogi. Usually, notification mein last date mention hoti hai.
Q6: Kya 12th pass candidate IBPS Clerk ke liye apply kar sakta hai?
A: Nahi! Graduation compulsory hai. 12th pass candidates apply nahi kar sakte.
Q7: Graduation mein 50% marks hain, kya main apply kar sakta hoon?
A: Bilkul! IBPS Clerk ke liye koi minimum percentage requirement nahi hai. Sirf degree complete honi chahiye.
Q8: Kya third division waley apply kar sakte hain?
A: Haan! First, second, third division – sab eligible hain. Division matter nahi karta.
Q9: Mera graduation 2005 mein complete hua hai, kya main apply kar sakta hoon?
A: Haan! Graduation ki koi expiry date nahi hoti. Chahe aapne 2005 mein ki ho ya 2023 mein, aap apply kar sakte hain.
Q10: Kya computer course karna compulsory hai?
A: Haan, basic computer knowledge certificate ya graduation mein computer subject hona compulsory hai.
Conclusion: Apni Eligibility Check Karein
Jaise ki aapne dekha, IBPS Clerk ki educational qualification bahut simple hai:
· ✅ Kisi bhi stream se graduation chahiye
· ✅ Recognized university se degree chahiye
· ✅ Koi minimum percentage nahi chahiye
· ✅ Basic computer knowledge zaroori hai
Agar aap in requirements ko fulfill karte hain, toh aap definitely IBPS Clerk 2025 ke liye apply kar sakte hain. Banking sector mein ek stable career banana ab aapke liye possible hai.
Next Step: Agar aap eligible hain, toh abhi se taiyari shuru karein. IBPS Clerk ka syllabus dekhein aur regular practice karein. Kamyabi aapki intezaar kar rahi hai!
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